Receiving homecare and paying for it are realities we all might face at some point. For many of us, they are regular occurrences. Do we understand it all? This section tries to demystify insurance.

There are lots of paths to insurance coverage, often meandering, often confusing. You can be covered in lots of different ways: through insurance on the job, retiree coverage, Medicare or. spouse's coverage. The goal is to get the maximum reimbursement for the services or products you receive, and reduce the remaining amount you must pay out of your own pocket.

Today's insurance plans are not your father's insurance plan, nor your mother's. What are HMOs? And EPOs? Find answers and more in depth information in our sections; Insurance Insight, Self Help and Managed Care.